Start your mortgage broking qualification online.
Complete the FNS40821 Certificate IV in Finance and Mortgage Broking through flexible, self-paced online study. Start anytime and progress around your work and personal commitments.
Study your way
Access your learning online and work through the course at your own pace.
Begin when ready
No need to wait for a semester intake. Complete the enrolment process and start anytime.
Nationally recognised
Earn FNS40821 through Manningham Institute, Registered Training Organisation 46076.
Built for aspiring and early-career finance brokers.
This qualification develops the foundation knowledge and practical skills used in finance and mortgage broking. It may suit people entering the industry as well as those working in lending, credit, loan processing or broker support.
- Identify client needs and present broking options
- Prepare loan applications on behalf of clients
- Understand financial products and services
- Work within regulation, industry codes and professional practice
- Build client and industry relationships
Course snapshot
Qualification
FNS40821 Certificate IV in Finance and Mortgage Broking
Delivery
100% online, self-paced
Start date
Start anytime
Course feeA$999 A$599 one-off payment
Units
12 units of competency
Duration
Designed to be completed from 12 weeks; actual duration varies by learner
Pay online, complete onboarding, then begin your course.
1. Apply and pay online
Provide your contact details, select the course, review the Student Handbook and policies, and make the one-off payment.
2. Complete onboarding
Access your student onboarding portal and complete your LLND assessment, USI and required VET enrolment details.
3. Start studying
Once Manningham Institute confirms course suitability and your enrolment requirements are complete, your online course will be unlocked.
Payment submits your application but does not guarantee acceptance. Enrolment is subject to eligibility, course suitability and completion of required onboarding. If your application is not accepted, the applicable refund arrangements will be explained in accordance with our policies.
What you will study
The qualification contains 7 core units and 5 elective units.
- BSBPEF501 Manage personal and professional development
- FNSCUS511 Develop and maintain professional relationships in financial services industry
- FNSFMB411 Prepare loan applications on behalf of clients
- FNSFMB412 Identify client needs and present broking options
- FNSFMK515 Comply with financial services regulation and industry codes of practice
- FNSINC411 Conduct work according to professional practices in the financial services industry
- FNSINC412 Apply and maintain knowledge of financial products and services
- BSBESB401 Research and develop business plans
- BSBTEC301 Design and produce business documents
- FNSINC514 Apply ethical frameworks and principles to make and act upon decisions
- FNSFMB511 Implement credit contracts in preparation for settlement
- FNSFMB512 Identify and develop credit options for clients with special financial circumstances
Before you enrol
Applicants must be at least 18, have suitable language, literacy, numeracy and digital skills, and have ongoing access to a computer, reliable internet, office software, webcam, microphone and video-recording capability.
After payment, applicants complete an LLND assessment and required enrolment details through the student onboarding portal. Course access is unlocked only after Manningham Institute reviews course suitability and the required enrolment steps are complete. Some assessments require volunteers for role-play activities.
Completion of this qualification does not by itself guarantee employment, an Australian Credit Licence, credit representative status, aggregator appointment or industry association membership. Other industry requirements may apply.
Recognition of Prior Learning
Relevant previous training, work experience and other prior learning may be considered under Manningham Institute’s RPL and Credit Transfer policies.
Read policies and procedures →
Next qualification
After Certificate IV, you may continue to the FNS50322 Diploma of Finance and Mortgage Broking Management.
Frequently asked questions
Can I complete the course fully online?
Yes. The advertised study mode is 100% online and self-paced. You will still need to complete all required assessment activities, including any recorded role-play or simulation tasks.
When can I start?
You can apply and pay online at any time. Your course will be unlocked after you complete the LLND assessment and required enrolment details, and Manningham Institute confirms that the course is suitable for you.
How much does it cost?
The current course fee is A$599 as a one-off payment (previously A$999). No instalment plan is offered.
How long will it take?
The course is designed to be completed from 12 weeks. Your actual duration depends on prior knowledge, experience, study time and assessment progress.
Does completing Certificate IV automatically make me a mortgage broker?
No. The qualification is an important education step, but licensing, authorisation, mentoring, association, aggregator and employer requirements may also apply.
Ready to begin FNS40821?
Course fee: A$999 A$599 one-off payment. Complete your online enrolment and required pre-training checks to get started.
Before enrolling, please read the Student Handbook, Fees and Refunds Policy, Complaints and Appeals Policy and RPL procedure.